While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by reforming individual and business taxes. As a result, sweeping tax changes lowered […]

The investing community is evolving. Investors are becoming more curious and informed, and because of this, they need more transparency from their advisors on costs and investment selections. Not long ago, many advisors worked on sales commissions alone. High levels of conflict can arise from operating on a commission basis, but now the industry is […]

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared for the future. To build on the popular aspects of the SECURE Act, Congress, late last year, […]

We are devastated by the tragic events unfolding in Israel catalyzed by the horrific Hamas attack over the weekend. Apart from questions about the human impact of these shocking acts, you may question what this means for markets. Below are our comments outlining how we believe these events will impact markets in the near and […]

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much different position than last year. Economic growth has been strong, and inflation […]

While artificial intelligence (AI) is making headlines today, the concept of “thinking machines” can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century, at the dawn of the computer age. Like most transformative innovations throughout history, AI’s possibilities have been met with a combination of […]

Stick to Your Game Plan You’re through nine holes in a round of golf and you’re playing a great round so far. At the turn, you think to yourself “If I keep this up, I’m going to have my best score ever!” Your game plan has worked great thus far, but now that you’ve had […]

Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We’ve pulled together answers to 10 questions our clients ask most frequently regarding Social Security. If you are nearing […]

If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It’s a reasonable answer, but it’s incorrect. Despite October’s reputation for market-defining events like the crash of 1929 that led to the Great Depression, Black Monday’s drop in 1987, and the federal bank bailout […]

As financial professionals, we understand how vital it is to safeguard your personal and financial information. Unfortunately, in our increasingly digital world, cybersecurity risks, such as phishing attacks, have become a prevalent issue that can compromise your financial health and personal identity. Phishing is a deceptive practice employed by hackers to trick you into divulging […]

You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for college-bound children, is the money talk. Having open and honest discussions about finances can help shape your child’s long-term […]

Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you. Shannon L. Alder The desire to leave a legacy may be the height of altruism for it is a gift to the future, the benefit of which you may never witness, nor […]