Introduction Over the last several months, we have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022, approached us asking for a second opinion. Interestingly, almost every self-directed investor we’ve met has experienced similar setbacks. As the market continues to evolve, these investors are experiencing a mixture […]

In the third edition of our semi-annual market and firm review we discuss  recent news within our team, where we see the market heading, how our investment process works, the effects of artificial intelligence, and more. Click the image below to see the entire magazine. Link not working? Click below. Retrospect Volume III

Changes to 529 Plans in the SECURE 2.0 Act The SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of retirement legislation since the 2006 Pension Protection Act. Congress came together […]

Getting your affairs in order and outlining what you want done with your estate after you’re gone is one of the greatest gifts you can leave your loved ones. However, not preparing for the transfer of your assets can lead to confusion, potential family disputes, and outcomes that don’t align with your ultimate wishes. Creating […]

Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes. One popular tool that can be used in estate strategies is a living trust. A living trust can provide a flexible and efficient way to manage […]

Economies move in cycles – always have, always will The Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains stubbornly high. This may cause the Fed to keep rates higher for longer, which may increase the chances of […]

As we get older, it’s important that our adult children are prepared to manage any aging-related situations that may arise. This includes everything from having to make medical and financial decisions to determining assisted living and end-of-life strategies. Conversations about aging and the type of legacy we want to leave behind can be difficult to […]

When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things to be taken care of – and in recognition of this reality, here is a checklist that you may find useful at such a time. First, […]

THE LATEST The volatility that the market experienced in 2022 is likely to continue, but our outlook for 2023 has improved. The Fed is trying to thread the needle between slowing growth enough to curtail inflation while at the same time avoiding a recession—a feat known as achieving a “soft landing”—but that’s a very narrow […]

As our first full year at Olistico comes to an end, we wanted to provide another update on the state of the market and some of the events going on within our team. Click below to read Volume II of “Retrospect”. Click Here to Read Retrospect Volume II

OUR EXPECTATIONS Inflation in 2022 is set to peak at its highest level in four decades, but we think there’s less cause for concern in 2023 and beyond. High demand during a period of easy-money policy combined with supply chain constraints led to a drastic and rapid rise in prices between 2021 and 2022. As […]

WHERE WE WERE The month of October tends to be the most volatile month of the year with more 1% or greater moves in the market than any other month. Thankfully, those moves have resulted in October being the third best performing month on average. A sustained rally in the market this past month continued […]