At first glance, the initial six months of 2025 have presented considerable obstacles for market participants. Between trade tensions and market downturns, along with escalating Middle Eastern conflicts and national debt worries, investors might perceive financial markets as lurching between crises. Media coverage frequently delivers relentless pessimism, amplifying concerns beyond their actual severity. Nevertheless, the […]

May 2025 witnessed a remarkable market turnaround as equities rallied strongly, with the S&P 500 erasing its earlier year-to-date declines. This recovery unfolded amid evolving trade negotiations, varied economic indicators, and persistent questions about America’s fiscal position. Despite positive economic fundamentals, consumer confidence remained subdued. Bond yields experienced volatility throughout the period as investors weighed […]

April 2025 marked one of the most volatile periods in market history following new tariff announcements. Despite the S&P 500 experiencing a 12% intramonth decline, it recovered to close within one percent of its starting point. Economic data revealed a slight contraction in Q1, largely due to companies stockpiling imported goods ahead of tariff implementation. […]

The famous investor Peter Lynch once wrote that “far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.” The topic of stock market corrections, defined as declines of 10% or more from all-time highs, rose to the forefront in the first quarter as major market indices stumbled. […]

In 2025, markets continue to be heavily influenced by Federal Reserve decisions. While the Fed implemented rate cuts in 2024 as inflation pressures diminished, it has maintained steady rates this year despite various economic concerns. Understanding the Fed’s current stance and its implications is crucial for investors navigating today’s market environment. Current Fed policy reflects […]

When it comes to financial planning, it’s important to recognize what we can and cannot control. We can control our own behavior, make thoughtful financial plans, and adjust our strategies as needed. However, we don’t control the economic cycle, market movements, or policy decisions that impact the broader financial landscape. Recognizing this distinction allows us […]

Take a moment to check out Retrospect Volume VI. Our semi-annual magazine includes updates on our client services and the market. It provides a recap of market news from 2024 and offers insights into potential future market trends. Click below to read Retrospect Volume VI.  Retrospect Volume V  Feel free to browse our site for […]

Have you made any New Year’s Resolutions in 2025? A recent Pew survey found that about a third of Americans kicked off this past year with at least one resolution, and many people actually went for multiple goals. It was especially popular with the younger crowd. The good news? Most people stick to their plans […]

As we approach the end of 2024, it’s an opportune time to reflect on the year’s financial developments and consider what 2025 may bring. We believe in understanding both the past and potential future of our economic landscape, which may help inform financial decisions. This year has brought its share of financial developments, from market […]

We believe that true wealth extends far beyond your financial portfolio. It encompasses your overall well-being, from your physical and mental health to your relationships and personal growth. We will always remain dedicated to your financial goals, but this year we also invite you to take a holistic approach to your personal year-end review. By […]

America is a generous country. People with diverse backgrounds can unite for a good cause, whether to benefit their local communities or the broader world. As we enter the holiday season, now is a great time to think about your giving strategy and your contributions to the charitable organizations and causes you care most about. […]

In 1999, Bill Gates wrote, “How you gather, manage, and use information will determine whether you win or lose.” Companies looking to be successful in the future should heed these words when making decisions about implementing artificial intelligence (AI) across their businesses.1 Machines have been integrated into the workplace for decades, from robots on factory […]